Mortgage Broking

In brief

If you’re buying a home or investment property, finding the right mortgage loan can be a tiresome exercise. There are a multitude of lenders in the market, each with their own offers, rates and policies. Whether you are self-employed or a PAYG employee, McCarthy Global can use our expertise to find you the very best home loan or investment loan without the hassle – even if you have bad credit or have been recently bankrupt.


We have relationships with over 40 lenders, ranging from the major banks through to specialist lenders that help out those who don’t fit into the banks’ criteria. We can assist with a range of situations, including:

Self-employed: Applying for a loan as a self-employed person can be challenging. Much more information is required, and greater care must be taken to ensure the lender has a thorough understanding of your financial position. McCarthy Global knows business, and we have the experience and skills to understand your business financials and communicate this to a prospective lender.

Parental assistance: With houses becoming increasingly expensive, more and more first home buyers are turning to their parents for assistance in funding the deposit. In response, banks and other lenders are devising better and less risky ways for parents to provide this assistance. We can advise on the best way to structure these arrangements and the best lenders to use for this type of loan.

First home buyers: As a first home buyer, if you’re not fortunate enough to have access to the “Bank of Mum and Dad”, you may not be able to provide the standard 20% deposit for your purchase. We’ve got lenders that will provide loans at competitive prices with as little as 5% deposit, and will even capitalise the Lender’s Mortgage Insurance policy. We’ve also got access to a range of property research reports to help you make an informed decision.

Bad credit: Life doesn’t always go according to plan, particularly if you’ve owned a small business. If you’ve been bankrupt or have defaults listed on your credit file, it doesn’t mean you can’t get a home loan or you have to pay a huge premium on it. We’ve got access to specialist lenders that will consider all situations at reasonable rates.

Next steps

Tell us about your situation and let’s discuss how McCarthy Global might assist. Contact us here or send us an email at